LND topic: insurance page 12

insurance

Federal Workers Face a Big Choice: Quit or Wait?

January 30, 2025

Picture this: you're a government employee and the powers that be offer you a tough choice – take a break or leave your job for good. Seems like a dream come true, doesn't it? Hold on a second. Some workers are fretting about their retirement benefits and job security with new bosses in town. Others

health

The Struggle for Coverage: Breast Reduction Surgery and Insurance Hurdles

January 29, 2025

Imagine living with breasts so large that they cause daily back pain, skin irritation, and even self-esteem issues. This is the reality for those experiencing symptomatic breast hypertrophy. A common solution, reduction mammaplasty, has been proven effective in treating these symptoms and boosting p

health

How China's Healthcare Pooling System Affects Inequality

January 26, 2025

In a bold move to tackle health disparities, China introduced a new system that combines health funds from various provinces. This system, called the Unified Pooling Arrangement (UPA), is meant to help urban workers get better medical coverage. The goal? To reduce the health gaps caused by how thing

business

UnitedHealth Group Picks New CEO After Tragic Loss

January 24, 2025

In the aftermath of a shocking tragedy, UnitedHealth Group has named Tim Noel as the new CEO of their health insurance arm, UnitedHealthcare. Noel joined the company in 2007 and most recently led UnitedHealthcare Medicare & Retirement. His appointment comes nearly two months after the fatal shooting

business

How China's 2016 Long-Term Care Insurance Rollout Affected Workers

January 23, 2025

China introduced long-term care (LTC) insurance in 2016, aiming to reduce risks for those needing long-term care. This policy's impact on workers with and without informal coverage was examined. Workers eligible for public LTC insurance reduced their work hours and labor participation, suggesting th

finance

Home Insurance in NC: What's Changing in 2026?

January 19, 2025

It's official: North Carolina homeowners will see their insurance premiums go up by about 15% by mid-2026. This is all part of a deal the state's Insurance Department made with insurance companies. Commissioner Mike Causey led the charge, standing firm against the industry's initial request for a wh

health

Unlocking Cell and Gene Therapies: A Budget-Friendly Solution

January 19, 2025

You might have heard about cell and gene therapies (CGTs), which can treat rare and sometimes deadly diseases. The catch? They're expensive. People are worried that insurance companies might not want to pay for them. If you look at the big picture, the yearly cost of covering these therapies for eve

environment

Housing Crisis in California: A Tough Lesson from Recent Fires

January 16, 2025

California's housing market was already in a tight spot before the recent wildfires. Now, with tens of thousands of families evacuated and struggling to find rental homes, the situation is even tougher. The rental market in Los Angeles and other affected areas was already stretched thin, with vacanc

environment

Why Do We Keep Moving to Danger Zones?

January 16, 2025

Imagine a world where you're penalized for living in a place prone to natural disasters. That's what should happen according to basic economics. But our insurance system doesn't work that way. Instead, it encourages people to move to risky areas. This is a big problem, especially with climate change

health

What You Need to Know About ACA Open Enrollment

January 15, 2025

The Affordable Care Act (ACA) health insurance open enrollment is wrapping up today, but there's still time to get covered if you're quick! This year has seen a record number of people signing up, proving that health insurance is more important than ever. This open enrollment started all the way ba