LND topic: retirement-savings page 1

retirement savings

Gen Z's Smart Money Moves: Outsaving Older Generations

November 13, 2025

Gen Z, often labeled as financially struggling, is actually leading the pack in retirement savings. A recent study reveals that nearly half of Gen Z workers are on track for retirement, outpacing baby boomers, Gen X, and millennials. This is quite a surprise, given the common belief that younger gen

finance

Unpacking 401(k)s: What You Need to Know About Retirement Savings

November 6, 2025

Retirement planning can be confusing, especially when it comes to 401(k) plans. Many workers start their careers without fully understanding how these plans work or how to make the most of them. Financial expert Dave Ramsey often addresses these concerns, helping people navigate their retirement sav

crypto

Crypto in Retirement Plans: A Risky Bet or a Smart Move?

October 31, 2025

Senator Elizabeth Warren has raised serious concerns about a recent decision to include cryptocurrencies in 401(k) retirement plans. She believes this could put people's savings at risk. Warren thinks crypto markets are not well-regulated and could be dangerous for those saving for retirement. She

politics

Crypto in 401(k)s? Senators Raise Red Flags

October 30, 2025

Senators Elizabeth Warren and Bernie Sanders, along with other Democratic colleagues, have expressed serious concerns about the Trump administration's push to include cryptocurrencies in 401(k) retirement plans. They argue that this move could expose millions of Americans to unnecessary financial ri

finance

Where You Live Affects Your Retirement Savings

October 24, 2025

Inflation is like a sneaky thief, stealing from your wallet bit by bit. It's not just about the price of your morning coffee today, but also about how much your money will be worth when you retire. The longer you keep your money idle, the more inflation nibbles away at its value. Different places i

finance

Safeguarding Retirement: The Power of Emergency Savings

August 4, 2025

Emergency funds act as a safety net, especially for those with unpredictable incomes. They prevent people from dipping into their retirement savings when unexpected expenses pop up. Research shows that having even a small emergency fund can make a big difference. People with at least $2, 000 saved a

finance

Unlocking Health Savings: Beyond the Basics

March 31, 2025

Health savings accounts (HSAs) and flexible spending accounts (FSAs) are not just for medical expenses anymore. These accounts, which allow people to set aside money for qualified medical expenses, have evolved. Some folks are now using them to pay for preventive health services and wellness product

finance

Economic Uncertainty: A Look at Current Trends

March 19, 2025

The economy is shifting, and not in a good way. A top executive from a major investment firm recently shared his thoughts on the matter. He believes that recent policy changes are causing hesitation among consumers and businesses. This pause in activity is already having a negative impact on the

finance

How to Save $1 Million for Retirement: Tips from Experts

December 14, 2024

Did you know that even fast-food workers can retire as millionaires? It's all about saving and investing a portion of your income consistently. Brad Klontz, a financial psychologist, explains that every dollar you earn can be a step towards your "financial freedom. " Karen Wallace, a certified finan

finance

2025 Retirement Savings: What's New for Your 401(k)

November 1, 2024

Ever wondered how much you can sock away for retirement in a 401(k) next year? The Internal Revenue Service (IRS) has some good news! They've just announced new contribution limits for 2025. Starting next year, you can save up to $23, 500 from your paycheck before taxes, that's $500 more than this y