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fdic

U. S. Lawmakers Move Closer to Crypto Regulation

December 18, 2025

The U. S. Senate is making progress on crypto regulations. Recent meetings between Democrats and Republicans show a push for a market-structure bill. This could be a big step for the crypto world. Macquarie, an investment bank, thinks these talks are important. They could lead to a deal that shapes

crypto

A Texas Bank Takes a Bold Step into Crypto

December 6, 2025

A small bank in Texas has made a surprising move into the world of cryptocurrency. Monet Bank, once a community bank, is now calling itself an "infrastructure bank" for digital assets. This shift is part of a bigger trend where traditional banks are starting to embrace crypto. Monet Bank is not a g

crypto

Banks and Crypto: The Unseen Pressure

December 2, 2025

In a recent move, House Republicans have put together a detailed report. It talks about how banks are being pushed to cut ties with crypto companies. They call this "Operation Choke Point 2. 0. " The report is 50 pages long. It talks about how regulators are using pressure tactics. These tactics are

finance

Crypto Lending: Why DeFi is Beating Traditional Loans

November 26, 2025

Crypto holders are getting better deals on loans than people taking out mortgages or car loans. This is because of something called DeFi, or decentralized finance. DeFi lets people use their crypto as collateral to get loans, and the interest rates are lower than what you'd get from a bank. DeFi ha

finance

Merging Worlds: A New Bank for Crypto and Cash

November 18, 2025

LevelField Financial Inc. is making waves in the financial world. They just got the okay from Illinois to buy Burling Bank. This is a big deal because LevelField wants to create a bank that works with both regular money and digital currencies like Bitcoin. But before they can celebrate, they need on

finance

Banking Meets Crypto: SoFi's Big Move

November 11, 2025

SoFi, a major financial company, has just launched a new crypto platform. This is a big deal because it's the first time a national bank in the U. S. has offered crypto services to regular customers. The platform lets people buy, sell, and hold Bitcoin right from their bank accounts. And it's not ju

crypto

Unlocking Banking: Crypto's Fight for Fair Play

October 20, 2025

In recent years, the crypto world has faced a tough challenge: getting kicked out of the banking system. This wasn't just a small issue; it was a big problem for many companies, from small startups to big exchanges. They often didn't even get a clear reason why their bank accounts were shut down. T

finance

Choosing the Right Savings Account: Money Market vs. High-Yield

August 13, 2025

Savings accounts are a smart way to grow your money, but picking the right one can be tricky. Recently, the Federal Reserve has been cutting interest rates, which affects how much you can earn on your savings. This shift makes it crucial to understand the differences between money market accounts an

crypto

Uncle Sam's Bitcoin Bonanza: A New Twist in Crypto

March 11, 2025

The U. S. government just made a big move in the world of cryptocurrency. President Trump signed an executive order to create a strategic reserve of Bitcoin. This reserve will be filled with Bitcoin that the government already owns, not new purchases. This news caused a bit of a stir in the crypto c

crypto

Crypto Chaos: Banks vs. Crypto Firms

February 15, 2025

In 2023, the crypto world faced a major shakeup. Anchorage Digital, a prominent crypto company, suddenly found itself without a bank. One day, their bank account was there, the next, it was gone. No warning, no explanation. This wasn't an isolated incident. Many crypto firms faced the same issue, a