Weight and Insurance: A Model’s Shocked Story

A 40‑year‑old plus‑size model recently revealed that a major insurance company rejected her application for life coverage because of her weight. In a TikTok video, she explained that the denial was based on her being over 300 pounds and only 5‑foot‑3. She joked that she had assumed her healthy habits—daily exercise, no smoking or drinking, and no medical conditions—would make her eligible. The decision left her feeling “shocked” and prompted her to criticize the industry as a whole for being “fatphobic.”

Despite having no pre‑existing conditions and not taking any medication, the insurer’s policy cited her body mass index as disqualifying. The model called this a broken system and promised to learn from the experience, saying it “won’t happen again.” In her caption she addressed the insurer’s representative directly, calling out their actions.

Recent Campaigns

• Green Bikini Photo: She posed in a green bikini that read “fat” and used a caption about how people often try to change weight for personal identity.
• #effyourbeautystandards: She revived this campaign, noting the message is still relevant 13 years later. She emphasized that self‑acceptance should not be judged by body size.

Broader Implications

The model’s story highlights the ongoing issue of weight discrimination in insurance and everyday interactions. It calls attention to how policies may not account for overall health and how people in public settings can be subjected to unsolicited advice about their bodies. The narrative encourages conversation about fairness, respect, and the need for institutions to examine their biases.