The college football world is buzzing with excitement as the 12-team playoff format introduces new challenges and scenarios. One of the most anticipated matchups is SMU taking on Penn State at Beaver Stadium in a "White Out" game. Despite the unpredictability of December weather, the betting odds have remained relatively stable. Penn State is favored by 8. 5 points, but the noon kickoff might reduce the home advantage.

SMU, ranked 11th, is an underdog but not to be underestimated. The Mustangs had a rough start in the ACC title game but showed resilience by tying the score after a disastrous first quarter. This time, they are expected to be more composed and ready for the pressure. Quarterback Kevin Jennings has been consistent since taking over, and the team's explosive offense could keep them in the game.

Penn State, on the other hand, impressed in the Big Ten title game but has a history of conservative coaching in high-stakes matchups. Coach James Franklin’s record is mixed, with dominant performances against weaker teams but struggles against top competition.

Betting experts like Doug Kezirian see value in the underdog. A parlay of all favorites has only a slight edge, suggesting that at least one home team might falter. SMU could be that team to pull off an upset.

Predicting a Thriller: SMU vs. Penn State in the College Football Playoffs

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