College is a big deal, and it's never too soon to start planning for it. By the time students reach sophomore year of high school, they should be thinking about tests, applications, and how to pay for their future education.

High schools usually have guidance counselors to help, but they can be busy and might not have all the resources kids need. That's where private college counselors can step in, but they come at a cost.

Tests like the PSAT and SAT are important for scholarships and can be taken in 10th and 11th grades. Practicing for these tests can boost scores and make students more competitive.

Saving for college is tough, and many families struggle. But there are options like 529 College Savings Plans and scholarships to help. Websites like FinAid.org and Scholarships.com can guide students and parents through the process.

When it comes to choosing a college, focus on value, not just prestige. Washington Monthly's "Best Bang for the Buck" ranking can help families find schools that offer a great education without breaking the bank.

Starting college planning early is key. It's a big investment, but with the right planning, it can pay off in the long run.

Planning for College: Start Early, Think Smart

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