Mutuum Finance: A Closer Look at Its Rapid Growth

Over 18,500 Investors and $19.4 Million Raised

Phased Token Sale Approach

Mutuum Finance is structured around a phased token sale, with each phase offering a fixed price and limited spots. As phases fill up, the price increases, rewarding early investors and creating a sense of urgency.

Current Phase: 6
Current Price: $0.035
Increase from Starting Price: 250%
Official Launch Price: $0.06

Phase 6 is nearly full, with the next phase expected to see a price hike of nearly 20%.

Growing Investor Base

Total Wallets Holding MUTM: 18,500
Total Capital Raised: $19.4 million

A broader investor base can lead to healthier post-launch behavior, with tokens less concentrated in a few hands.

Token Distribution

Total Supply: 4 billion tokens
Early Distribution Allocation: 45.5%
Tokens Sold So Far: 820 million

As each phase completes, the window for lower-cost entry shrinks.

Features and Utility

24-Hour Leaderboard: Rewards the top daily contributor with $500 in MUTM
MUTM Payment Access: Allows the token to be used in supported payment flows

Decentralized Lending and Borrowing Protocol

Mutuum Finance aims to keep capital active through real use. Users can:

Supply assets to earn yield
Borrow against collateral

Interest rates adjust based on utilization, and collateral requirements help manage risk.

Upcoming Milestones

First Live Version: Q4 2025 on the Sepolia testnet
V1 Release Features:
Liquidity pools
mtTokens
Debt tokens
Automated liquidator bot
Initial Supported Assets: ETH and USDT
Security Preparation:
CertiK Token Scan score: 90/100
Independent audit by Halborn Security underway

Current Interest Drivers

Phase 6 nearly sold out
Next phase price hike expected
Capital raised crosses $19 million
Investor count continues to grow

For many, this alignment marks the end of the easiest entry window. Early phases offered lower prices and more room, while later phases reduce uncertainty but raise costs.