opinionliberal

Florida's Housing Hurdle: What's Holding Back Affordable Living?

Bal Harbour, USASaturday, January 10, 2026
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A 2023 law aimed at tackling housing affordability is meeting opposition from affluent communities.

Barriers to New Housing Developments

Despite incentives like tax breaks and easier zoning rules, some wealthy areas are putting up barriers to block new housing developments.

Law's Intent and Impact

  • Goal: Encourage construction of affordable apartments.
  • Incentives: Simpler processes and rewards for developers.
  • Results: Over 3,000 new housing units built, with thousands more in the pipeline.

Critics' Arguments

  • Affluent neighborhoods are misrepresenting the law to create anti-development sentiment.
  • Resistance undermines the law's original goals: addressing rising construction costs, population growth, and complex regulations.

Suggested Solutions

  • Stronger State Action:
  • Legal action against non-compliant municipalities.
  • Cutting state funds to those rejecting valid proposals.
  • Removing limits on legal fees for developers fighting in court.

Case Study: Bal Harbour

  • Plan: Build affordable housing for essential workers like teachers and first responders.
  • Status: Stuck for two years due to local government and resident rejection.

Florida's Housing Crisis

  • Shortage: Only 24 affordable rental units for every 100 extremely low-income renters.
  • Rent Surge: 39% increase from 2019 to 2024.
  • Homelessness: 28% increase in family homelessness.

Call to Action

To make a real difference, the state must prioritize housing policy and hold local governments accountable for their inaction.

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