Affordable Retirement Havens in the Southwest

The Southwest's stunning landscapes and rich culture attract many retirees. However, not all cities in this region are expensive to live in. Some offer a great mix of affordability, amenities, and authentic charm.

Hugo, Oklahoma

• History: A small town with a fascinating past of gunslingers and circuses.
• Attractions: Beautiful fall colors, museums, and elephant preservation efforts.
• Affordability: Affordable homes and low property taxes.
• Taxes: Oklahoma doesn't tax Social Security benefits, but retirement account withdrawals might be taxed.

Eagle Pass, Texas

• Activities: Golf, shopping, fishing, and a casino.
• Affordability: Low food costs and affordable homes.
• Taxes: Texas doesn't tax income, including Social Security and retirement withdrawals.
• Ideal For: Active retirees who want to work part-time.

Parker, Arizona

• Outdoor Activities: Near a wildlife refuge and a state park.
• Affordability: Affordable homes and low monthly housing costs.
• Taxes: Arizona taxes retirement account withdrawals.

Muskogee, Oklahoma

• Culture: Mid-sized town with a rich history and music scene.
• Attractions: Museums, a memorial, and live country music.
• Affordability: Affordable homes and low property taxes.
• Taxes: Oklahoma doesn't tax Social Security benefits.

Lake Havasu City, Arizona

• Landmark: Famous for its London Bridge.
• Affordability: Low cost of living and good healthcare access.
• Housing: Most expensive on this list.
• Taxes: Arizona taxes retirement account withdrawals.